Send Money from UAE to Pakistan
Compare current AED → PKR rates from 17+ providers. Best rates for UAE Pakistanis.
Why People Send Money UAE → Pakistan
Pakistan is the UAE's second-largest diaspora community — over 1.5 million Pakistanis work and live in Dubai, Abu Dhabi, Sharjah, and across the Gulf. The UAE→Pakistan corridor is one of Pakistan's largest remittance sources, contributing to the country's $30 billion annual inbound remittance total. Senders include construction workers, hospitality staff, professionals, and business owners supporting families and property investments back home.
Pro Tip: PKR is volatile — check rates on your send date
The Pakistani Rupee has experienced significant depreciation in recent years. A 5–10% swing in the AED/PKR rate over a few weeks can affect how much your family receives more than any provider fee. Always compare rates on the day you plan to send.
How to send money from UAE to Pakistan
- Compare AED→PKR rates in the tool above: Focus on the total PKR amount your recipient receives, not just the listed fee. For Pakistan, AED→PKR rates vary significantly between providers — a 1% difference on AED 500 is roughly ₨460 PKR.
- Register with your chosen provider: Sign up using your Emirates ID or passport. WorldRemit, TapTap Send, and Wise all operate in the UAE. ACE Money Transfer specialises in UAE→Pakistan and is popular with the Pakistani diaspora in the Gulf.
- Enter the recipient's Pakistani IBAN: Pakistan uses 24-character IBANs starting with "PK". Your recipient can find their IBAN in their banking app, on a bank statement, or by visiting their branch. Major Pakistani banks: HBL, MCB, UBL, Bank Alfalah, Meezan Bank.
- Choose your funding method: Bank transfer from a UAE bank account is cheapest. Cash at UAE exchange house branches is available for those without local bank accounts. Debit card funding adds 1–2%. ACE Money Transfer and WorldRemit both accept card payments.
- Confirm and track: Most providers deliver AED→PKR within 1–2 business days. WorldRemit sends SMS notifications to Pakistani mobile numbers. ACE Money Transfer often delivers same-day for transfers submitted during UAE business hours.
What to know
Pakistan uses 24-character IBANs
Unlike most South Asian countries, Pakistan uses IBANs — 24 characters starting with "PK" followed by 22 digits (e.g. PK36SCBL0000001123456702). This format uniquely identifies the bank and account. Your recipient finds their IBAN in their banking app under "account details" or on a bank statement. Having the correct IBAN avoids transfer delays.
ACE Money Transfer specialises in Gulf→Pakistan
ACE Money Transfer is a popular choice among UAE Pakistanis due to its focus on South Asian corridors, competitive AED→PKR rates, and in-person cash pickup options. Note that ACE does not currently have an open affiliate program — TransferSmartly includes it for completeness and accuracy. If you click through, we earn no commission from ACE.
PKR exchange rate volatility
The Pakistani Rupee has been volatile in recent years. AED/PKR rates can shift by 5–10% over a few weeks. If you plan to send a large amount (e.g. for property), consider monitoring rates and sending when the rate is favourable. Most comparison providers offer rate alerts.
WorldRemit is the top digital provider for UAE→Pakistan, offering competitive AED→PKR rates and strong customer support. TapTap Send offers a no-fee structure with a small exchange rate margin — excellent for smaller, regular transfers. Wise offers mid-market AED→PKR rates with transparent fees for bank transfers. ACE Money Transfer is highly popular with the UAE Pakistani community with competitive rates and cash pickup. Western Union and MoneyGram cover cash pickup across Pakistan including smaller towns and rural areas.
FAQs
What is the cheapest way to send money from UAE to Pakistan?
TapTap Send (no-fee structure) and WorldRemit are typically the most competitive digital options for AED→PKR. ACE Money Transfer is popular for competitive rates. Use the live comparison table above — rates change daily and the winner varies by amount.
How long does a transfer from UAE to Pakistan take?
Most digital providers (WorldRemit, Wise) deliver to Pakistani bank accounts within 1–2 business days. ACE Money Transfer often delivers same-day for transfers during UAE business hours. Cash pickup through Western Union or MoneyGram is available within minutes.
What is a Pakistani IBAN and how do I find it?
Pakistani IBANs are 24 characters starting with "PK". Your recipient finds their IBAN in their mobile banking app under account details, on a printed bank statement, or by visiting their branch. All major Pakistani banks (HBL, MCB, UBL, Bank Alfalah, Meezan) use this format.
Does TapTap Send work for UAE to Pakistan transfers?
Yes. TapTap Send operates in the UAE and supports Pakistan as a destination. It charges no transfer fee and applies a small exchange rate margin. It is particularly competitive for amounts under AED 500 where fixed fees from other providers make a bigger dent.
What is the AED to PKR rate today?
The AED/PKR rate changes daily. Use our live comparison tool above to see today's exact rate from each provider. Different providers apply different margins — the actual PKR amount can vary significantly between providers on the same amount.
Can I send money from Dubai to Pakistan via mobile app?
Yes. WorldRemit, Wise, TapTap Send, and Western Union all have mobile apps and operate in the UAE, allowing AED→PKR transfers from your phone. You need a UAE-registered mobile number and Emirates ID or passport for account verification.