Ria Money Transfer Review
One of the world's largest money transfer networks
Ria Money Transfer is the third-largest money transfer company in the world, with 490,000+ agent locations and a competitive online service. Ria is particularly strong for Latin American corridors and has grown rapidly in Europe. It is owned by Euronet Worldwide.
Key facts
- Typical fee: $2.99 – $7.99
- Exchange margin: ~2%–3.5% above mid-market
- Delivery time: Minutes – 2 business days
- Best for: Latin America, cash pickup, large agent network
- Min transfer: $1
- Max transfer: $7,999 per transaction
Pros
- 490,000+ agent locations in 160+ countries
- Competitive rates for Latin America
- Both online and in-person sending options
- Cash pickup widely available
- Lower fees than Western Union on many corridors
Cons
- Less competitive than Wise for bank transfers
- Website and app less polished than newer fintechs
Popular corridors
FAQs
Is Ria cheaper than Western Union?
Often yes — Ria tends to have lower fees than Western Union for many corridors, particularly in Latin America. However, both are more expensive than Wise or WorldRemit for bank transfers.
How do I find a Ria agent near me?
Use the location finder on the Ria website. In many countries, Ria agents are found in supermarkets, pharmacies, and Walmart locations in the US.
Is Ria safe?
Yes. Ria is regulated by FinCEN in the US, FCA in the UK, and equivalent authorities worldwide. It is a subsidiary of Euronet Worldwide, a publicly traded company.
Does Ria offer online transfers?
Yes. Ria has an online platform and mobile app. Online transfers are often cheaper than in-person agent transactions.